Our Dental Insurance Services

At Radical Insurance Agency, LLC, we offer our extensive knowledge in expertise in cost-effective dental insurance and dental savings plans with no waiting periods. Our dental insurance service in Allen is open for individuals and families at affordable monthly premiums. Our aim is to help lower your dental costs when you go to a dental care provider with the right dental insurance or dental savings plan.

• Dental Indemnity Plan - this insurance product offers a wide selection of dental care providers, wherein a carrier will pay for covered services after receiving the bill. This means that you are required to pay upfront and then request claim reimbursement from your carrier later on. 

• Managed-Care Plan - this insurance plan maintains dental care providers within a network. You can obtain dental care services from dentists who are part of the network and agree to deliver services for patients at pre-determined rates. This is considered a more convenient arrangement since dental clinics will be responsible for submitting claims to the insurer. You enjoy lower out-of-pocket costs when you choose from managed care dental plans. 

• Dental Insurance PPO - this dental plan refers to dentists who are within an insurer’s network. This is beneficial if you only visit one dentist. There are dental insurance PPO plans that cover non-participating dentists, but at varying degrees and varying rates.

• Dental Savings Plan - this plan is a great deal when you don’t go to the dentist often. Also known as dental discount plans, they are designed for individuals, families, and groups looking to save money on essential dental care needs. You can save 10% up to 60% on the usual cost of dental care services at a network of dentists within your service area. Members enjoy benefits including no deductibles, no co-pays, no waiting periods, no paperwork, and no restrictions on getting treatment for preexisting or costly procedures.